Total cash on hand refers to aggregate of readily accessible funds an individual has at its disposal. This metric typically includes checking accounts as well as coins and bills on hand. It's a vital metric used by businesses, providing insight into a individual's short-term liquidity.
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Total cash on hand represents the liquid funds that a business or individual has available at any given point in time. It includes all money held and easily convertible assets, such as bank balances, along with cash equivalents. This metric provides a snapshot of the liquidity position of an entity